🤯 Monica went from $200K Bad Debt & Family Breakdown to owning her Home Debt-Free plus another FIVE Investment Properties - in just over THREE years!    ❤️ She's one of the most inspirational and hard working women I know.    🎓 When things were most bleak, with no one to help her, Monica Salazar, an accountant, decided to get deeply educated.     🏘️She scraped together some capital, and bought her first investment property. Then another. Then another. Then another. Till she got six properties.    💪 Constantly overcoming, side stepping and jumping over borrowing capacity hurdles.    💰She added value to her properties, bought below market value, through methods no one else does.    💸 Now she's onto her next phase of financial freedom.    💡In this episode she shares her entire story with the hope it will provide a beacon of hope to others in her situation.    🙏 Anyone who is financially down, out of luck, new to real estate or new to the country will find immense value from her words.             Discussion Points: 00:00: Introduction 02:44: Life before investing in property 15:49: Lightbulb moment: property investing 24:15: Buying with a budget 28:29: Investing in education: learning through a course 38:43: Using a deposit bond to property  42:44: Fake it till you make: taking action in investing 49:29: Recovering from debt and looking for financial security  53:08: Parent role models and striving for a better future 59:32: Conclusion  About The Host: Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not run by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify, Google Podcasts, & Stitcher.   PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. Resources: Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/ Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 30,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta Disclaimer: No Legal, Financial & Taxation Advice The Listener, Reader or Viewer acknowledges and agrees that: Any information provided by us is provided as general information and for general information purposes only; We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information; We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer; The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant; The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances; We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.  See omnystudio.com/listener for privacy information.