In the wake of the global financial crisis in 2008, the wealth management industry was bracing itself for significant disruption. Fintechs were poised to take over and traditional institutions looked to be facing a turbulent future. But over a decade later, the reality is somewhat different.  In this Next Generation episode of Beyond Markets, we are joined by Carsten Menke, Head of Next Generation Research at Julius Baer, to discuss why disrupting the financial industry has been more difficult than thought and what we can expect going forward.