These personal finance apps, tools, products, and habits helped us reach financial independence, and they can do the same for you. If you’re on the road to FIRE or have finally made it to financial freedom, ANY of these tools can help you save, invest, and learn more along the way. But we’re not just sharing the FIRE toolkit we love; we’re also sharing the products we’re ditching, plus what we’re replacing them with for a brighter financial future! If you’re already feeling lost with your financial New Year’s resolutions, worry not because these personal finance apps, tools, products, and habits are here to help! Mindy and Scott will walk through every tool they love, what they can live without, and what helped them reach financial independence. We’ll talk about budgeting and money management apps, goal-setting processes that’ll help you achieve even your wildest dreams, how to learn faster than ever, and the“life-changing” money products we would never replace. If you’re in need of beefing up your arsenal of financial independence tools, this is the episode to tune into! Wondering where you can find links to all the products and services mentioned in today’s show? Just scroll down in the show notes!  In This Episode We Cover Why you may want to try spending MORE (yes, MORE) in 2024 if you’re in THIS position Indispensable personal finance tools that helped us reach financial freedom  Budgeting apps that we personally use to track our monthly spending Mindy’s smart travel hack that’ll help you avoid productivity-killing jetlag The one “journal” that changed Scott’s life forever (and where to find it) How to learn faster than ever before and boost your reading speed significantly The BIG investment Scott is ditching in 2024 and the “crash” on the horizon And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggePockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Money Moment Tools and Products From The Show: Monarch Money Stessa Venmo Ally Bank Charles Schwab Audible Kindle Unlimited Living Your Best Year Ever Journal Google Keep Empower Personal Wealth The Harsh Reality Real Estate Syndicators (and Investors) Face in 2024 Click here to check the full show notes: https://www.biggerpockets.com/blog/money-502   Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email us: [email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices