Bill is the CEO and Founder of Abra. What is Abra? Think of it as the “WhatsApp of Money.” A single app available in 200 cities that enables you to send money from your phone to any other phone, anywhere in the world.   Bill has co-founded a long list of Tech startups. He’s also worked for NASA, Goldman Sachs, and was a Senior Director for Netscape – the first commercially successful web browser.   In this episode, Bill and I discuss:   Why traditional remittance companies like PayPal, Western Union and Venmo are quickly becoming obsolete Abra’s secret hedging strategies And why the irrational exuberance we’ve seen with ICOs (Initial Coin Offerings), may result in buyer’s remorse