Eric Wei is the founder of Karat, a credit card for creators. Most financial institutions don’t understand how young creators are making $100,000 and refuse to give them credit cards, this card checks your follower count instead! Brand Risk Clips Channel: https://www.youtube.com/channel/UCpesjs3qHT8IHdg3_rKPy2g Brand Risk Vlogs: https://www.youtube.com/channel/UCT740TGslTDW3-C0teYTbdw Podcast Socials: https://twitter.com/BrandRiskGG https://www.instagram.com/brandriskgg/ https://www.tiktok.com/@brandrisk Find Eric Wei at his socials: https://www.instagram.com/trykarat/ https://www.trykarat.com/ https://twitter.com/trykarat ❤️WE'RE ON SPOTIFY & APPLE PODCASTS❤️ https://open.spotify.com/show/04vtsIZrVvG9EyOvFGCYeZ?si=sIkErUTfRGqMV5AbMqF_1g https://podcasts.apple.com/us/podcast/brand-risk-podcast/id1548242427 Podcast Hosts: Arab - https://twitter.com/YourFellowArab Edwin - https://twitter.com/Edwiin PODCAST MOMENTS 0:00 - Intro 1:08 - Importance of Building Credit 8:39 - Types of Cards 14:43 - Credit Card Interest 21:16 - Start-Up of Karat 29:11 - Why Choose Karat 40:10 - Karat Competing 46:43 - Marketing  52:38 - Social Media Perks of Karat  59:35 - Twitch Co-Founder Investor 1:04:32 - Joining Karat 1:06:42 - Why Use a Credit Card Over a Debit Card 1:10:37 - Qualifications to Get a Karat Credit Card 1:12:36 - Outro