On this weeks episode, Michela answers listener questions, including: 1. Do I still follow the 50/30/20 rule in spite of my lifestyle changes and spending? 2. What was the most important finance class I took in college? 3. Is a 401k worth it if your employer doesn’t match? 4. What are my personal/business goals for 2024? 5. What factors should I consider when choosing my first apartment? 6. Tips for saving in a HCOL? 7. Do I find it hard to date since my finances and life are so public? ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0 TEMPLATES & RESOURCES: Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard Be Your Own Boss: https://break-your-budget-online-coaching1.teachable.com/p/be-your-own-boss-template Own Your Career Template: https://breakyourbudget.com/own-your-career-template 4-Week Financial Plan: https://breakyourbudget.com/4-week-financial-plan DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget