David and Nick are joined by Rachel, the Black Millennial Woman on TikTok.  You can find her at https://www.tiktok.com/@black_millennial_woman and they discuss Rachel's debt and how she gained control over it, her TikTok and her business. David and Nick enjoyed a Raspberry Wheat from https://www.facebook.com/ApoptosisBrewingCompany while Rachel had Sweet Caroline from https://www.facebook.com/oldesalembrewingcompany Support our Patreon and get mentioned in episodes and on the show notes. https://www.patreon.com/bucksandbrews and join our Discord! Shout out to MLVC for the great Theme Song!  You can find them at https://www.instagram.com/mlvc_91/  If you have questions for either Nick or David please contact us at: [email protected]