Welcome to the latest episode of Buildipedia! In this episode, we're delighted to have Fane Levy, Senior Credit Adviser at Shore Financial and an experienced finance professional, as our special guest. Fane is a trusted mortgage broker with extensive knowledge of banks and their inner workings. We'll explore the world of mortgages and benefit from Fane's insider insights. With years of experience, Fane has guided clients through the intricacies of securing the right finance, covering everything from rate negotiations to refinancing strategies. Get ready to optimise your financial situation with Fane's expertise. KEY EPISODE TAKEAWAYS 1. If you haven’t reviewed your home loan in the past 12 months, you should do so immediately. Speaking to Fane or a similar professional can help you in negotiating better interest rates with your current lender or exploring the option of refinancing with a different lender. 2. When looking for a mortgage broker, it is crucial to seek recommendations from reliable sources rather than relying solely on online search results or directories like the Yellow Pages. The quality and expertise of mortgage brokers can vary significantly, so get referrals from trusted individuals. 3. Engaging a mortgage broker is often easier and more advantageous than approaching a bank directly. Mortgage brokers have access to a variety of lenders and can provide valuable information that banks may not readily disclose. They can also guide you on improving your creditworthiness before applying for a mortgage. CONNECT WITH US ON SOCIAL MEDIA! WEBSITE: https://www.buildipedia.au/ LINKEDIN: https://www.linkedin.com/company/ballast-point-pl/mycompany/ FACEBOOK: https://www.facebook.com/ballastpointprojects INSTAGRAM: https://www.instagram.com/ballastpointprojects/ JOIN OUR COMMUNITY: https://ballastpoint.com.au/signup CONTACT FANE: [email protected] CREDITS INTRO: Rita Mastrantone INTRO & OUTRO MUSIC: Coby Wilk If you LOVED the episode, please make sure you share this on your Instagram stories and tag us @ballaspointprojects. Thanks for listening & talk soon! Mat