Welcome to What$Next: Fintech & Web3 Podcast by CFTE  What are the key principles to building a bank from scratch? We couldn't have a better guest on our podcast to answer this question, Olivier Crespin, Digital Bank Builder & General Partner at True Global Ventures. Olivier has established multiple digital banks across MENA and Asia, including DBS Digital Bank in India, DC Bank in Indonesia, and Digi Bank in Vietnam. Let’s take a deep dive into the world of neo banks & the “how” behind digital transformation of banking! What you’ll learn 🔍 🔷Guiding Principles for digital transformation of banks.  🔷Challenges and Trade offs while building neo banks.  🔷Future of Neobanks and the opportunities ahead of us.  If you enjoyed this episode, don't forget to subscribe and leave a review! #Neobank #Blockchain #DigitalBanking  0:00 Intro with Ronit & Gaurav 0:46 Olivier’s career in finance  3:54 From Traditional to Digital Banking  8:03 Successful strategies from banks  12:51 Trade offs and opportunities while building a neobank from scratch  18:10 Key Guiding principles for digital banking transformation  24:05 Challenges of building a bank  28:36 World of Neo bank: where is it going? 32:20 How cutting edging innovations are transforming finance and security  36: 30 Synergy between Blockchain, AI and Web3  39:04 Advice to Young entrepreneurs  40:07 End