Welcome to our latest episode of What$Next featuring Bradley Allgood, CEO of Fluent Finance. Fluent’s unique selling proposition lies in its deep integration into the core banking system, which sets them apart from simpler token-issuing solutions. Bradley delves into Fluent's role in developing and implementing innovative technologies like stablecoins and deposit tokens to streamline financial transactions, particularly in areas such as cross-border trade and global aid delivery.  Join us in this enlightening conversation as Bradley discusses the challenges of fintech adoption in traditional banking systems and shares his insights on navigating this competitive industry. What you will learn 🔍 🔷 The evolution of blockchain from Bitcoin to more advanced uses like smart contracts, enabling programmatic settlements and the creation of stablecoins. 🔷Deposit tokens, a concept aimed at reducing counterparty risk in large transactions. 🔷Insights into the challenges of fintech integration in traditional banking systems. 🔷Advice to fintech entrepreneurs to prioritise steady progress & deep integration in fintech adoption, balancing innovation with market alignment. Comment below of what you think and suggest any guest speakers for future episodes.  Highlights with timestamps 0:00 Intro with Ronit and Gaurav 1:57 Bradley’s financial journey  5:10 Evolution of digital currency  6:36 What makes a stablecoin reliable? 8:59 UAE as a crypto hub  13:51 Fluent: simplifying banking with smart contracts 15:58 Can digital tokens replace traditional aid methods? 19:46 Banks and their adoption of blockchain  22:32 Fluent’s revenue model  24:46 How does Fluent compete with the big banks? 26:57 Advice to tech entrepreneurs  29:20 What lies ahead for Fluent  31:02 End If you enjoy listening to this episode of What$Next, don’t miss out on other podcast series to our featuring #Crypto #Blockchain #Web3 #Digital Banking Navigating AI innovations in finance| Episode 85, with Jonathan Larsen  The Mega Debate: Are #stablecoins the future of money? | Episode 84, with Dante Disparte  Building Digital Banks 101 | Episode 81 with Olivier Crespin  Deep Fakes, Gen AI, and the Evolution of Fintech: What lies ahead! | Ep, 80 Simon Taylor  Building a Regulated Crypto Business from MENAl | Ep,78 Talal Tabbaa  Africa’s Blueprint for a thriving fintech ecosystem | Ep. 77 with Margaret O'Connor