Every second Monday, I break the format by bringing out Chatters - a snackable podcast that is under five minutes in length. I share my insight on the status quo and ideas to bring about positive and substantive change.  In this episode, I share a story at the grocery store that led me to my insight - smartphones and technology are making us less financially literate. I have no empirical evidence, but many people are losing their ability to do even simple math. With a math deficiency, how can someone make critical financial decisions? How can you decipher if that 'too good to be true' offer is a good deal or one that manifests into long-term pain? How can you be an informed voter and understand the implications of what is being promised. Let me know what you think of these Chatters and other topics we should explore to improve the status quo.   FYI: If you are interested, here are four links to sites offering free value-added content on improving your financial well-being. RBC My Money Matters -700 hundred articles, easy to navigate, and will take you from debt relief to investing and every step in between:  https://www.rbcroyalbank.com/en-ca/my-money-matters/ RBC Mydoh - I love this app, my brother-in-law swears by it.  It is a fantastic way for parents to teach their kids and teens about money, including how work for their allowance. https://www.mydoh.ca McGill Personal Finance Essentials is a free, online personal finance course offered in English and French, four times per year. Taught by professors from McGill University’s Desautels Faculty of Management, the course is open to everyone! https://www.mcgill.ca/desautels/programs/mcgill-personal-finance-essentials And someone I have a ton of respect for is Kim Moody.  He has a newsletter that I read every week.   https://kimgcmoody.com/kim-g-c-moodys-musings-1-1-1-newsletter-for-august-23-2023/