Millions of PPP borrowers still haven't applied for forgiveness, what firms would have done differently this past tax season, infrastructure bill held up by crypto rules, closing date set for SVOG, none of hundreds of AI worked to predict coronavirus infections, Xero updates bank reconciliation and partners with Revolut, Gusto raises a ridiculous amount of money, Lockstep gets some cash, too, IRS is using QR codes, ZenBusiness Money launches, US Bank buys Bento for Business, and Check (the Stripe of payroll) integrates with QBO.