Fei and Nick are joined once again by Michael Foley, who talks to us about lifestyle creep. What is it and why are physicians prone to it?  Michael is a comprehensive financial advisor who runs his practice out of Scottsdale, Arizona, under North Star Resource Group. Michael was trained at Duke University and holds his Certified Financial Planner designation alongside his Certified Student Loan Professional designation. Michael is the son of two doctors and has found a specialty in working with those in the healthcare space with their financial and student loan needs. Michael also runs a Youtube Channel called Lifestyle Creep designed to give healthcare workers simple strategies to be more intention in their finances and live more humble and quiet lives. Michael is an investment advisor representative of Cetera Advisor Networks, LLC. Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. 6720 N Scottsdale Rd Ste 290, Scottsdale, AZ 85253. Michael’s Bio: https://www.northstarfinancial.com/advisors/michael-foley/Questions: [email protected]: Next Millionaire Next Door – Thomas StanleyYouTube Channel: Lifestyle Creep https://www.youtube.com/@Lifestyle-CreepWendy de la Rosa TED Talk: https://www.youtube.com/playlist?list=PLOGi5-fAu8bENcBPN_-1fxoFKZMFn5kHxTime Magazine Article: https://time.com/25208/how-to-be-more-satisfied-with-your-life-5-steps-proven-by-research/Social media: https://www.maxwell.syr.edu/research/lerner-center/population-health-research-brief-series/article/there-are-costs-from-spending-too-much-time-on-social-media Twitter: @creogsovercoff1 Instagram: @creogsovercoffee Facebook: www.facebook.com/creogsovercoffee Website: www.creogsovercoffee.com Patreon: www.patreon.com/creogsovercoffee You can find the OBG Project at: www.obgproject.com