Over the course of this series, we’ve spoken with industry experts and practitioners with the aim of helping banks chart a clear path forward to achieve digital transformation. We’ve discussed key challenges facing the financial services industry today in the Asia Pacific and globally from operationalizing digital change to the hotly debated topic of build versus buy and the road ahead for digibanks. On the fourth and final episode of this series, we're looking at the future and how banks in Asia Pacific and beyond might address some of the trends, changes, and challenges coming our way. We discuss embedded finance and the impact that is having on traditional banks, the future of challenger banks, the role of DLT including blockchain moving forward, and the rising importance of global regulatory responses to security and privacy. Join the conversation with two very special guest speakers, Cyrus Daruwala, Managing Director of the IDC Financial insights, and Kanika Hope, Chief Strategy Officer at Temenos; and host Adelina Rusu, Head of Inside Sales at Temenos.