ProFeds Founder, Chris Kowalik, gives the simple formula to know if federal retirees might work themselves right out of the Special Retirement Supplement if they have a job after leaving federal service. Key takeaways: General overview of how the SRS program works The “earnings test” applied and what happens if you make too much money  We’ll cover a few examples (and give you an easy formula to figure this out for yourself) An overlooked element of the SRS earnings test that can be your silver lining