Federal retirement expert, Chris Kowalik, helps federal employees better understand their Thrift Savings Plan (TSP) options while working, and begin to leverage the TSP to be a powerful part of their bigger retirement picture. Chris also throws in a few bonuses and challenges to help listeners make the most out of their TSP experience. Key take-aways include: There's a lot to love about Thrift Savings Plan – the 5 reasons why so many employees contribute! Avoid what 95% of TSP participants most often do – it will take you 2 minutes. Learn how not to be one of the 25% of employees who are not getting all of their free money in TSP. Uncover a few ways employees decide which funds to invest in – and avoid taking a SWAG. The Lifecycle Funds – you might be doing it wrong. See how it may be possible to max the TSP and still miss out on some matching money. Explore the Roth TSP, how it's different than the Traditional TSP, and what happens to your 5% match if you chose Roth. Understand why TSP loans should be taken as an absolute last resort.