AI has been grabbing all the tech headlines, but cryptocurrency is still innovating and changing. One of the primary goals of cryptocurrency was to be decentralized and therefore not controlled by governments like fiat currency. That is about to change. Central Bank Digital Currency (CBDC) is a...

You've heard people like me recommend this for years. It's time to just do it: freeze your credit report. There are really no downsides at this point. For example, it's now free everywhere in the US, by law. It's also free to temporarily "thaw" your credit. And it's gotten a lot easier to do,...

There's a lot of nasty stuff online - things we would prefer our kids not see, at least not until they're mature enough to handle it. Our elected representatives have proposed various regulations to try to protect kids online, and while this is obviously a laudable goal, the devil is always in...