A deep one today... Devastating news tonight as dividends drop, resulting in huge drops throughout the market. Although, longer-term the new dividend structure offers a great base to build on - confidence has been shot and it is going to take a long time for it to be restored. As I am feeling down on this announcement, all I can do is really reflect and try and gain perspective on life. In this episode, I do that by sharing something much worse in my own life with others. I know people will be going through a very hard time right now and so I want to urge anyone to drop me a message @theindexclub on Twitter if you do need any emotional support.  Thanks again to all listeners and members of FIC/Index Edge.  Couldn't do this podcast without you! Onwards and upwards, Tom