Watch this Episode and Subscribe on YouTube [https://youtu.be/oCNa0YchZRg] 🤑David Baughier chats with Brett Killian, an associate professor at Lakeland University, to discuss essential money lessons for Gen Z. 💸📚 Brett shares his expertise in personal finance, drawing from over a decade of experience teaching college students. 🎓 Discover practical strategies for minimizing student debt, building wealth, and making informed financial decisions that set you up for a successful future. 💡💼 🔑 Key Topics Discussed: ⇨ Brett Killian's top money lessons for Gen Z ⇨ Habits and investing strategies of millionaires ⇨ Practical ways to minimize student debt, including college hacking and gap years ⇨ Importance of "Pay Yourself First" strategy and automation in saving ⇨ Efficiency in managing the "Big Three" expenses: housing, transportation, and food ⇨ Clarifying the differences between saving and investing ⇨ Understanding and building credit scores responsibly ⇨ Basics of insurance and the importance of term life insurance over whole life insurance 🕒 Timestamps/Chapters: 0:00 - 📘 Introduction to Money Lessons for Gen Z 5:03 - 💼 Millionaire Habits 10:12 - 🎓 College Debt Hacks 20:45 - 💸 Pay Yourself First 25:52 - 🏠🚗🍴 Budgeting: The Big 3 34:09 - 💰 Savings vs. Investing 38:35 - 📈 Simple Investing Tips 44:45 - 📊 Credit Scores Explained 56:26 - 🛡️ Insurance Basics 59:55 - 🏡 Homebuying Tips 1:01:17 - 📖 Personal Stories and Financial Decisions 1:14:09 - 🎓 Impact of Financial Education on Young People 1:14:21 - 📋 Summary of Financial Topics Covered 🔗 Brett's Links: 📚 NextGen Financial Freedom Blog [https://nextgenfinancialfreedom.com]: https://nextgenfinancialfreedom.com 🔗 David's Links: 💰 Free Money Course [https://www.fiology.com/free-money-course/]: https://www.fiology.com/free-money-course/ 🍏 Forget About Money on Apple Podcast [https://podcasts.apple.com/us/podcast/forget-about-money/id1730601757]: https://podcasts.apple.com/us/podcast/forget-about-money/id1730601757 🎧 Forget About Money on Spotify [https://open.spotify.com/show/5BQTKUPL6IHtXCEJTY9jYo]: https://open.spotify.com/show/5BQTKUPL6IHtXCEJTY9jYo 📝 Episode Highlights: 💡 Brett's essential money lessons tailored for Gen Z 📈 Insights into the habits and investing strategies of millionaires 💸 Practical tips on minimizing student debt through college hacking and gap years 🏡 Strategies for managing the "Big Three" expenses: housing, transportation, and food 💰 Understanding the "Pay Yourself First" strategy and the importance of automation in saving 🔍 Clarification of the differences between saving and investing 📊 Building and maintaining credit scores responsibly 📜 Basics of insurance and the importance of choosing term life insurance over whole life insurance #️⃣ Hashtags: #GenZMoney #BrettKillian #MoneyLessons #FinancialLiteracy #StudentDebt #InvestingTips #PersonalFinance #CollegeHacking #PayYourselfFirst #FrugalLiving #CreditScores #InsuranceBasics #TermLifeInsurance #FinancialEducation #SmartInvesting