Watch this Episode on YouTube and Subscribe [https://youtu.be/n-7lhlkeK4c] 💥 David chats with Naseema McElroy, a registered nurse and financial coach behind Financially Intentional. 🏦 💡 She emphasizes the importance of simplifying finances, budgeting, and low-cost investing for long-term success. 📈 🔑 Key Topics Discussed:  ⇨ The importance of simplifying finances  ⇨ Psychological benefits of financial simplicity  ⇨ Simple investment strategies for financial independence 🔗 Naseema's Links:  🎥 Financially Intentional Website [https://www.financiallyintentional.com/]  📸 Naseema's Instagram [https://www.instagram.com/financiallyintentional/] 💸 Financially Intentional YouTube Channel [https://youtube.com/@financiallyintentional?si=1may3O1Bl6GWCkzw] 💰 Monarch Money [https://www.monarchmoney.com/] 📚 A Simple Path to Wealth by JL Collins [https://a.co/d/0igD2mwE] 📖 The Index Card Book [https://a.co/d/02WYVbly] 📘 The Millionaire Next Door Book [https://a.co/d/00MtuB5D]  🏦 Move Your 401k For Free [https://www.hicapitalize.com/] 🔗 David's Links:  💰 Free Money Course [https://www.fiology.com/free-money-course] 🍏 Forget About Money on Apple Podcast [https://podcasts.apple.com/us/podcast/forget-about-money/id1730601757] 🎧 Forget About Money on Spotify [https://open.spotify.com/show/5BQTKUPL6IHtXCEJTY9jYo] 🤔 SPIVA Report of Passive vs Active Fund Performance [https://www.spglobal.com/spdji/en/research-insights/spiva/] 👍 Like, Share, and Subscribe: If you enjoyed this episode, please like, share, and subscribe! Your support helps us bring more valuable content to you. #️⃣ Hashtags: #FinancialSimplicity #NaseemaMcElroy #DebtFreeJourney #Budgeting #SimpleInvesting #FinancialIndependence #PassiveInvesting #FinancialLiteracy #SimplifyFinances #MoneyManagement #EarlyRetirement #InvestingMadeEasy 🕒 Timestamps/Chapters: 0:00 - 🚀 Introduction to Naseema McElroy's Journey 3:39 - 📈 Evolution of Financial Perspectives 5:31 - 🌐 Societal Pressures and Financial Complexity 8:28 - 🔄 Overcoming Financial Confusion and Complexity 10:57 - 💡 Impact of Budgeting on Financial Simplification 11:59 - 🧠 Psychological Benefits of Simplifying Finances 13:36 - 🏠 Pursuing Financial Independence Through Simplicity 15:29 - 📉 The Case for Simple Investing Strategies 16:51 - 💬 The Illusion of Complexity in Investment Strategies 20:24 - ⚠️ Pitfalls of Combining Insurance and Investing 23:25 - 💪 Embracing Simplicity in Wealth Building 24:20 - 🧠 Mindset Shifts Towards Financial Simplification 25:40 - 🎓 The Role of Financial Literacy in Complexity Perception 26:42 - 📚 The Financial Independence Curriculum Debate 37:32 - 🗂️ The Complexity of Investment Strategies 46:38 - 💥 Overcoming Fear and Taking Action 47:48 - 📚 Essential Resources for Financial Simplification