Welcome to a new episode of Get Creative. In today’s episode, we sit down with Kelly Humbarger, an expert in handling intricate real estate transactions. Kelly shares her journey from being an intern to managing challenging deals. She talked in detail about a particular case that involved mortgage forbearance, multiple liens, and creative financing. Join as she shares the nuts and bolts of real estate transactions and how to navigate through unexpected challenges with poise and expertise.   Highlights:  "Human beings are human beings; six months goes by in a blip. And then before you know it, you're at that $2600 month payment and you can't make it."    "You're really good at figuring stuff out. I feel like you have a really good like even if you're uncomfortable, you give off like, 'Okay, I'm telling you I'm uncomfortable but I'm fully prepared to handle it.'"    "There's never not one transaction I've ever done that has ever been the same. And there's always something to learn from each of them."   Timestamps: 00:00 - Introduction to Kelly Humbarger 01:26 - Origin of a Complex Deal 04:25 - Kelly's Transition from Intern to TC 06:19 - Challenges of Multiple Liens and Forbearance 09:31 - Navigating Forbearance and Lien Challenges 12:05 - The Urgency and Reality of Closing Periods 16:26 - Setting Up Servicing Before Closing 19:06 - Document Handling and Servicing Setup 23:32 - Financial Arrangements and Investor Relationships   Join my Top Tier TC mentorship: https://toptiertc.pxf.io/y2NKZG Join Our Free Facebook Group: https://paceapproves.com/fbg-pod