Today, Brit is joined by Digital Product Manager at Citi, Zoia Kozakov! Zoia’s path hasn’t exactly been linear, but the common thread through it all is that she starts every new endeavor by setting goals and asking herself what she wants to learn from each experience. Zoia and Brit discuss how her military experience has influenced her varied career, her top tips for setting yourself up for financial freedom, and how she navigates being a woman in a male-dominated industry. Tune in to hear more of their conversation about lighting your own path to success.  IN THIS EPISODE, WE TALK ABOUT: The importance of taking every opportunity to learn from and to grow from How Zoia transitioned out of the fashion industry  Taking true project ownership within corporations  The decision to create her will before the age of 30  Zoia’s advice for getting a handle on your finances  The best financial apps for budgeting and investing   RESOURCES Text GIRLFRIENDS to 310-496-8363 for updates and a chance to be featured on the show!   CONNECT WITH ZOIA Website: zoia-kozakov.com LinkedIn: linkedin.com/in/zoia-kozakov Instagram: instagram.com/zoia.kozakov Kozakov Foundation: kozakov.co Listen to WIN/WIN: Women in Innovation podcast CONNECT WITH BRIT Instagram: @britdrisc Squeeze: @squeeze  CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Listen to Earn Your Happy:  CONNECT WITH ALLI Instagram: @alliwebb Becket & Quill: @becketandquill Squeeze: @squeeze  GUEST BIO In her day job, Zoia Kozakov is a Vice President, Digital Product Manager at Citi, working on building out digital payment platforms and apps with (and for) other major companies, such as Google. Zoia is responsible for both the vision and the strategy behind her digital products, as well as the day-to-day execution, developing new offerings with a team of designers, engineers, marketers, and other business partners. By night, Zoia focuses on disseminating and sharing her knowledge in a variety of capacities: as a lead instructor at Brainstation (a digital education company), as a founder of her own nonprofit, Kozakov Foundation, and as an advisor to other start-ups and nonprofits. She is also Global Product Lead at the 501c3 nonprofit WIN: Women in Innovation, where she hosts the WIN/WIN: Women in Innovation podcast (30,000+ downloads in 30+ countries). The podcast features senior-level women innovators from companies such as PepsiCo, Oracle, EY, Pantone, Omnicom, IDEO, and others. Prior to working at Citi, Zoia spent several years overseeing digital advertising campaigns for companies like Richemont (Cartier, Van Cleef & Arpels, IWC, Jaeger LeCoultre), EY, Shiseido, and others. She also spent two years as a Chief of Staff in theSpecial Operations unit in the Israeli Intelligence and as a Product Lead at an early stage blockchain company, Yup, where she helped the company raise a 3.5-million-dollar venture capital seed round. Zoia got her MS at Columbia University and her BBA at Parsons School of Design, where she graduated with honors, as the commencement Student Speaker.