Americans are living longer, healthier lives yet most approaching retirement age are not prepared financially to maintain their current lifestyle nor are they prepared for long term care needs. The reality, however, is that if asked, the majority of adults would opt to live in their homes for as long as possible, independently, and on their own terms. Since expectations do not match the financial stability needed to fulfill these wishes, what, as a nation, can we do to encourage families to talk about the importance of long term care planning? (Content produced by Genworth.)