It’s one of the scariest times of the year. . . . it’s open enrollment time for health insurance. Every year, we’re all overwhelmed by the options and terminology of our policies, but this year Molly and Matt have full hearts and can’t lose. This year, they are determined to understand their coverage options and whether they should choose a high-deductible plan or one with a high premium. But first, they’re going to figure out what those terms mean in this episode. With the help of KFF Health News’ Julie Rovner, learn about the difference between an FSA and an HSA and what your plan is legally required to cover.    Sources Cited:  Johns Hopkins Bloomberg School of Public Health - Primary Care Visits Available to Most Uninsured But at a High Price Forbes - How Much Does Health Insurance Cost In 2023? US Department of Healtth and Human Services - About the Affordable Care Act  See omnystudio.com/listener for privacy information.