In this episode of NABIP’s Healthcare Happy Hour, sponsored by Nationwide Insurance, our new host, David Saltzman, interviews Sarah Ann Flaherty and Adam Sheehan from AccuRisk about the differences between fully insured and self-insured health plans. They discuss the benefits and risks of each type of plan, as well as the role of stop-loss insurance in self-funded plans. They also explore the flexibility and cost-saving potential of self-funded plans, as well as the importance of data analysis and employee engagement in making informed decisions. The conversation concludes with a discussion on the inclusion of ancillary benefits in self-funded plans.