In this episode of High Value Discussions, we are honored to welcome Teresa Esquivez. She is someone who has made a stamp in the world of life insurance and financial services. As the Co-Owner of PHP Agency, Teresa is on a mission to help many lives and communities through her unwavering commitment to financial literacy, life insurance, leadership, and entrepreneurship. In her work, she combines deep industry knowledge with a passion for education, making financial empowerment accessible to all. She is committed to creating opportunities that extend beyond wealth, she is emphasizing the importance of strategic financial planning and community building. Her vision is not only to change lives through enhanced financial strategies but also to cultivate a legacy of knowledgeable, empowered business owners. With a deep understanding of the complexities of life insurance and a passion for empowering families, Teresa has become a leader of hope for those seeking financial security and independence. Her expertise and strategic approach have helped countless individuals and families navigate the intricate world of life insurance, ensuring their loved ones are protected and their futures are secure. Teresa's impact extends far beyond the realm of life insurance. As a champion of entrepreneurship, she is committed to fostering a culture of self-reliance and economic empowerment. Through PHP Agency's innovative programs and initiatives, Teresa and her team are equipping aspiring entrepreneurs with the tools, knowledge, and support they need to build successful businesses and create generational wealth. PHP Agency is not just another company; it's a movement dedicated to creating a new generation of business owners who will keep the spirit of capitalism alive and thriving. Join us as we delve into Teresa’s inspiring journey, her insights into the life insurance industry, and her unwavering dedication to transforming lives and communities.  If you could be so kind and subscribe to my YouTube channel, like, comment, and share. As well as giving a 5 star rating followed by a review on Apple Podcast and Spotify. This helps the show grow tremendously, and I would greatly appreciate the support as I promise to continue to give value to each and every one of you. Connect with Teresa Esquivez: LinkedIn:https://www.linkedin.com/in/teresa-esquivez-b5651886/ Instagram:https://www.instagram.com/teresa_meansbusiness/ https://www.instagram.com/phpagency/ Follow High Value Discussions Socials: YouTube: https://m.youtube.com/@HighValueDiscussions/videos Instagram: https://www.instagram.com/highvaluediscussions/ TikTok: https://www.tiktok.com/@highvaluediscussions X: https://twitter.com/Dan_J_Gonzalez Apple Podcast: https://podcasts.apple.com/us/podcast/high-value-discussions/id1704921472 Spotify: https://open.spotify.com/show/55cxAJO4lPphznNGTTo1A8 LinkedIn: https://www.linkedin.com/in/daniel-gonzalez-4b21a72b1/