As an industry, we've been using scorecards as objective and comparable measures of credit risk for generations. We've used this experience to get more and more accurate in those models, but there are other uses, too, like maybe an objective and comparable measure of environmental risk... I'm sitting down with Daniel Mclean, Client Partner at 4most, a specialist credit analytics firm that became a specialist analytics firm and went on to win awards for its new "green" credit score - an ESG score that can be adapted and utilised across all regions and tailored to a lender's available data, individual portfolios and unique sustainability goals. You can find Daniel on LinkedIn https://www.linkedin.com/in/daniel-mclean-351278169/ where you can also follow the 4most page https://www.linkedin.com/company/4most/ But for that, you might want to jump straight to their homepage: https://4-most.co.uk/ There's a page dedicated to all their wonderful insights - https://4-most.co.uk/insights/ - but go even if you're just interested int he rebrand! Please seek me out on LinkedIn, I'm open to all genuine new connections - https://www.linkedin.com/in/brendanlegrange - please also follow the show's page while you're there. Meanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24 And finally, I'm also co-creating a new podcast called hAIghtened senses which will look at the intersection between human senses and technology, especially AI-powered technology. You can already start to follow it wherever you're listening to this one - there's only a trailer there at the moment, but we've recorded some of the early episodes and it's going to be a fun ride! Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.