Welcome to the first installment of 2023, where we catch up on what's been happening in the world, discuss not only Q4 2022 results which were finally in the black, but also look back at all of 2022. We make some bold predictions for 2023 and as always, answer some listener questions. To find out more information about Willow Oak or the Ubique fund, please visit our website, www.willowoakadvisory.com. If you would like to get in touch, please send an email to [email protected], we'd love to hear from you.   DISCLAIMER The opinions expressed in this podcast are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. As always please remember investing involves risk and possible loss of principal capital; please seek advice from an investment professional.