Synopsis: Every second and fourth Friday of the month, The Straits Times' Insight editor Grace Ho takes a hard look at political and social issues of the day with her expert guests. We've all read reports of million-dollar HDB resale flats. To ensure that HDB flats remain affordable and to encourage prudent borrowing amid the rising interest rate environment, a slew of new measures were announced on Sept 30. One of them is a wait-out period of 15 months before private property owners are allowed to buy a non-subsidised HDB resale flat. This is a temporary measure that will be reviewed based on overall demand and market changes. In the studio to unpack the thinking behind the measures, as well as their impact, is Tan Tee Khoon, Country Manager of PropertyGuru Singapore.  Highlights (click/tap above): 1:15 Why the cooling measures are needed  3:40: Why is the wait-out period set at 15 months? Is the move too draconian? 8:20 Will the latest moves push demand to smaller HDB flats?  10:32 How the private housing and rental markets could be affected 12:51 Possible indicators the Government could look at before deciding whether to discontinue the measures Produced by: Grace Ho ([email protected]), Ernest Luis and Hadyu Rahim Edited by: Hadyu Rahim Follow In Your Opinion Podcast each month here: Channel: https://str.sg/w7Qt Apple Podcasts: https://str.sg/wukb Spotify: https://str.sg/w7sV Google Podcasts: https://str.sg/wztc SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: [email protected]  Grace Ho's articles: https://str.sg/w7sr Read ST's Opinion section: https://str.sg/w7sH --- Discover ST's special edition podcasts: Singapore's War On Covid: https://str.sg/wuJa The Unsolved Mysteries of South-east Asia: https://str.sg/wuZ2 Stop Scams: https://str.sg/wuZB Invisible Asia: https://str.sg/wuZn --- Discover more ST podcast series: Asian Insider: https://str.sg/JWa7 Green Pulse: https://str.sg/JWaf Health Check: https://str.sg/JWaN Your Money & Career: https://str.sg/wB2m SG Extra: https://str.sg/wukR #PopVultures: https://str.sg/JWad ST Sports Talk: https://str.sg/JWRE Bookmark This!: https://str.sg/JWas Lunch With Sumiko: https://str.sg/J6hQ Discover ST Podcasts: http://str.sg/stpodcasts Discover BT Podcasts: https://bt.sg/pcPL Follow our shows then, if you like short, practical podcasts! #inyouropinion   See omnystudio.com/listener for privacy information.