Highlights:* Challenges of Home Ownership for Millennials and Gen Z:    * Perception of home ownership as unattainable due to economic factors.    * Trust issues in real estate due to past financial crises.* Co-signing for a Loan:    * Importance of clear communication and documentation to prevent legal issues.* Gift Funds for Down Payment:    * Using cash advances and 401k loans for down payments, with necessary documentation.* Real Estate Investment Experience:    * Benefits of VA loans and purchasing VA-owned foreclosure properties.* Real Estate Investment Strategies:    * Encouragement to buy properties needing work, using credit cards for renovations.    * Success stories of buying, renovating, and selling properties for profit.* Homeownership and Mortgage Programs:    * Loan programs and grants for down payments.    * Impact of mortgage payments on overall spending and the economy.* Real Estate Investment Success Story:    * Examples of successful investments through property renovation and resale.* Mindset Shift in Real Estate Expectations:    * Importance of evolving communication strategies for younger generations.* Challenges in Client Communication:    * Understanding client responsiveness and effective communication.* Real Estate Investment Analysis:    * Financial comparison of renting vs. owning a home and the benefits of homeownership.* Evolution of Real Estate Career:    * Adapting to new tools and resources, and the importance of asking questions for effective communication.