The Upstart Macro Index (UMI)
Listen now
Description
In 2021, loan repayments were at a historic high, but by mid-2022 the tables had turned. What happened?
To get to the bottom of this alarming shift, Upstart created the Upstart Macro Index (UMI), a precise, quantitative method for separating the micro and macro effects that should be influencing underwriting decisions today.
In this episode, we speak with Paul Gu, Co-Founder and Head of Product at Upstart, about the index and the insights it can offer lenders.
Join us as Jeff and Paul discuss:
The concept of the Upstart Macro Index (UMI)Micro versus macro prediction levelsHow to leverage UMI in the context of lending partnershipsWant to learn more about the Upstart Macro Index (UMI)? Check out the UMI site mentioned in this episode.
More Episodes
On today’s episode, host Lynn Sautter Beal is joined by Matt Hrna, Senior Vice President at Regions Bank to discuss inflationary pressures and market volatility impacting banks today. Leveraging over a decade of expertise and experience, Matt covers a wide range of challenges and opportunities...
Published 05/22/24
Published 05/22/24
For many in the financial industry, it’s not hard to see banks and financial institutions committed to providing services that are both effective AND ethical. But all that work is for nothing if fair and responsible banking practices aren’t carried out successfully.
Today, host Lynn Sautter Beal...
Published 05/15/24
Artwork or description wrong?
Request an update »
Updates may take a few minutes.
Do you host a podcast?
Track your ranks and reviews from Spotify, Apple Podcasts and more.
See hourly chart positions and more than 30 days of history.
Get Chartable Analytics »
See hourly chart positions and more than 30 days of history.
