Did you know, not all property types can be financed in the same way? Did you know that there's different guidelines (rules and restrictions) depending on the type of property you choose to finance? In today's episode I'm going to give you a peek behind the curtain, and go over 5 different types of properties (single family homes, townhomes, condos, multi-family homes, and manufactured homes) and the nuances that come along with getting a mortgage on each type.

The mortgage industry is an amazing industry to work in. There are so many different career paths someone can take, and there's something that'll fit everyone's personality. In this episode, Charlotte Northway (loan officer and loan officer assistant) and I talk about different positions within the mortgage industry, and discuss some of the pros and cons of each.

The homebuying process can be overwhelming, and often times people don't know where to start and don't know what the appropriate next steps are. In this episode Devin Cobb, realtor and CEO/founder of The White Glove Notary Network, and I give you the homebuying road map. Starting with finding the right realtor and loan officer, and ending with finding the right notary for your closing.

The real estate market has shifted a lot since 2020, even more so in 2022, and as we get going into 2023... well, it's going to continue to shift. How is it going to shift? How do you respond to it? And is your response different if you're a seller vs. buyer? Flora Robertson and I break down the market, predictions for 2023, and how best to respond to it.

When getting a mortgage you don't just have your down payment to worry about, you also have closing costs. Closing costs can be confusing and clients can get taken advantage of if they don't understand how closing costs work. In this episode I'm going to explain and breakdown 6 different types of closing costs you'll see when getting a mortgage; origination fees, third party fees you cannot shop for, escrows, escrow account set up, title fees, and recording/tax fees.

Mortgages can be difficult to understand, and even more so when you're self-employed or a business owner. If you're self-employed and/or own a business you're going to have different guidelines you need to meet, compared to someone who's employed by a company. Thais Purdy (owner of Purdy Law) and I talk about the challenges and successes of being your own boss, and I break out 4 main pieces to getting a mortgage when you're self employed. 1) Length of self-employment 2) How is your income...

Purchasing a home is not a one person job. There are many different parties involved with the purchase of a home, and there's one relationship in particular that holds extra importance; the realtor and lender relationship. In this episode Stephanie Edison and I will talk on the importance of the lender/realtor relationship; how it can both help and hurt the home buying process for a client.

Today's episode we welcome our first guest, Billie Jean (hypnotist, realtor, client, and friend). Billie just recently got her mortgage and home, but it wasn't an overnight thing. It was something she prepared, planned, and worked for. Billie also happens to have a very cool profession; she's a licensed hypnotist! In this episode we discuss her mortgage process as well as how to prepare and stay focused on your goal of buying a home.

This episode I dive into some different ways of overcoming fears; bravery and courage. I share one of my personal stories in which I overcame a very scary, and life threatening situation. I was in an abusive relationship/marriage for 5 and a half years and I talk about the fear I experienced during that time, how I overcame and got myself out of the situation, and how that situation led to a much brighter future. Having to overcome domestic violence has given me a lot of insight on how to...

Buying a home is riddled with emotion (for many) and is a major purchase in a person's life, so it makes sense that there would be a lot of fears surrounding the process. This episode we take time to break down exactly what fear is, why it can be a helpful emotion, and why it can also be a debilitating emotion. Then we break out some of the major/common fears that people experience in the homebuying process.

In appreciation of Halloween we're going to debunk 5 scary mortgage myths. Myth 1: You need 20% for a down payment Myth 2: You have to have AMAZING credit Myth 3: A prequal is the same thing as a preapproval Myth 4: Never get an adjustable-rate mortgage (ARM) Myth 5: You need to be at your current job for 2 years