Let's talk about digital identity with Michelle Beyo, CEO and Founder of FINAVATOR. In episode 91, Oscar is joined by Michelle Beyo, CEO and Founder of FINAVATOR, to discuss Opening Banking and Open Finance. Discover more about using open banking and open finance to facilitate the future of finance and the role digital identity has within this. Join Michelle and Oscar as they explore what both open banking and open finance are, their mains benefits and potential privacy issues, alongside success stories from around the world and what use cases we can except to see in the future. "Open finance layered in with a digital identity can truly help us plan better, execute, have better offerings, save money, and be able to plan better for our future." Michelle Beyo is the CEO & founder of FINAVATOR, an award-winning Payments and Future of Finance Consultancy. She is also a strategic advisor to FinTechs, a Money 20/20 Rise Up alumni, a Global Council Member of Women in Payments, the Membership Chair at Canadian Prepaid Providers Organization, a Payment Advisor at National Crowdfunding and FinTech Association of Canada, and a Board Member at Open Banking Initiative Canada. Michelle started FINAVATOR as she is passionate about payments and financial inclusion. She has 20 years of extensive industry experience driving innovation across the retail and payments industry. Michelle Beyo was named the “Top 30 Best CEOs of 2021” by The Silicon Valley Review and FINAVATOR was awarded "Most Influential Leader in FinTech Consulting - Canada" in 2020. Find out more about FINAVATOR at www.finavator.com or Michelle Beyo at www.michellebeyo.com. Connect with Michelle and FINAVATOR on LinkedIn. We’ll be continuing this conversation on Twitter using #LTADI – join us @ubisecure! Go to our YouTube to watch the video transcript for this episode.