Merlinda engages Money Mindset Coach, Valery Nunez to share some core lessons she learned on her debt reduction journey. Valery explains why living above your means can have detrimental effects on your livelihood and the impact of generational guilt. She also shared her story about paying off $35,000 in debt by changing her money mindset. Listen to learn more. Follow Us on Instagram: The Show: @livelihoodmatterspodcast The Host: @merlindafrancois Valerie's Details: Valery Nunez is a first-generation millennial who's a Money Mindset Coach. She graduated with her Ba in Psychology and MA in education and with over $85,000 of debt. After struggling to make ends meet while having her first job she became inspired to educate herself about finances. She created a step-by-step plan to take control of her money and simultaneously help others achieve financial peace. She was able to pay off over $35,000 of debt in 2.5 years, and saved over $19,000, and has since guided many other women to financial freedom. Her passion is guiding Women of Color (WOC) through the process of letting go of generational guilt and mindset trauma so that they can gain control of their money. Valerie Links: Instagram: @holisticallymoneysavvy Website: https://holisticallymoneysavvy.com --- Send in a voice message: https://anchor.fm/merlinda-francois/message