Full Disclosure: Jeff has worked with Mr. Saxe as a trustee for a stablecoin project Ryne is the COO for.  The mainstream image of cryptocurrencies is cowboys and charlatans playing around with technology that doesn't seem to have any practical use. Kids are getting rich - many going broke - on what can appear to be trivial functions. Reality couldn't be farther from the truth. As Ryne points out, one key problem is that those who are indeed making a good-faith effort at making something and making it work are losing at the narrative. Worse, the government is no help (no surprise). Even so, there is tremendous progress being made right now in turning these digital projects into useful, usable money.  Eurodollar University's Money & Macro Analysis https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU