Are you putting down the mince pies and opening your bank statements? Well, you're in the right place as we're dedicating some time to the kinds of money topics that come up between Christmas and New Year.  Perhaps you want to know your consumer rights before hitting the sales, what to do with unwanted gifts or maybe you've spent more than you can afford this festive season? If so, then you've come to the right place. We'll hear why for hundreds of thousands of people, their tax return has become a festive tradition. And we'll also look ahead to Summer 2024 and how to get some holiday bargains. Felicity Hannah is joined by, etiquette coach William Hanson, Emma Munbodh, the money news editor at The Telegraph, Anna Hall the head of money and debt operations at the Money and Pensions Service and Rob Staines an independent travel expert. Presenter: Felicity Hannah Reporter: Luke Smithurst Producer: Sarah Rogers Editor: Jess Quayle (This is a slightly shorter version of an episode was first broadcast on Wednesday the 27th of December 2023 at 3pm on Radio 4)