Stephanie Simms and her husband thought they were living the American Dream, doing all the things they thought they should – like using their income to buy a bigger family home and new cars – until she wanted to stay home with her baby but couldn’t because of debt. Two more babies later, they decided to make drastic changes to the way they lived and used their money. Stephanie and I discuss how a budget and living below your means gives you the options to raise your family on your terms.