Retirement inadequacies? Bonds not keeping pace with inflation? That yield curve staying below 5 percent? Howie Lim finds the answers to these questions with financial experts in this episode.  Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  01:04 Retirement inadequacy worry 04:27 Tighter rein on budgets 08:40 Can the yield curve come up to 5%? 12:07 Bonds outpaced by inflation worry 14:34 What experts worry about Written and hosted by: Howie Lim ([email protected]) With Mahin Gupta, co-founder of Liminal, Hugh Chung, chief investment advisory officer at Endowus and the regional head of digital sales at Saxo APAC, Chris Lum. Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: [email protected] Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM BT Branded Podcasts at : https://bt.sg/brpod See omnystudio.com/listener for privacy information.