John and Emily answer your questions, including: 👉🏽 what are the pros and cons of flipping your PPOR into an investment? 👉🏻 using equity or a cash deposit for your next investment - which one? 👉🏿 should you keep cash in savings, or use it all as a deposit? 👉 what to do with 40 acres - hold or develop? 👉🏽 why are auction reserves higher than the quote price? We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you...

Should you buy a home to live in or an investment property first? This is such a common question and in today's episode John walks through what to consider using an example of buying in Adelaide and a case study based in Manly, NSW. John touches on: 👉🏾 buying a house vs unit 👉🏿 your short term lifestyle and financial goals 👉🏻 your borrowing capacity 👉 your risk profile 👉🏼 your mindset 👉🏽 and Zoe and Tom's case study Want to bounce your situation off John? Book a clarity call here Need a...

This one's for fans of The Block! In today's episode Emily and John recap the wild results of the 2023 season 19 reno competition tv show The Block which was set in the Melbourne suburb of Hampton East. We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See...

In today's Q&A John and Emily discuss: 👉🏾 the pros and cons of a battleaxe block 👉🏿 using cash vs equity to purchase an investment property 👉🏻 the 6 year capital gains tax rule  👉 considerations for buying a home using a shared equity scheme 👉🏼 and what you would do if you had a $200k deposit to buy in Melbourne! Check out episode 439 for John's 8 point property investing strategy Looking for a buyer's advocate to help you purchase your first or family home in Melbourne? Get in touch with...

In today's episode John chats with Greg Paramor AO whose career spans over 45 years in the real estate and funds management industry, including starting multiple businesses. In this conversation John and Greg chat about: 👉🏾 how Greg's career in real estate started 👉🏿 reflections on market cycles 👉🏻 the current market and the lack of housing affordability 👉 the future of property transactions with the rise of tech 👉🏼 Greg's tips for doing well in business 👉🏽 and a community organisation...

In today's episode, Tim Lawless, Head of Research at CoreLogic Asia Pacific joins John on the show with some property insights around: 👉🏾 interest rates 👉🏿 migration 👉 various property markets around Australia 👉🏻 how the Brisbane 2032 Olympics may affect the QLD property market 👉🏼 3 things to consider when looking for a property 👉🏽 and more! We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and...

There are a few options you can consider when deciding to upgrade from your first home. You might choose to turn it into an investment property, sell and buy another place or even knock it down and rebuild! John and Emily chat about some considerations when figuring out your next move and also discuss a listener question about renovating your non-forever home and land banking. You might also be interested in 🎧 episode 502 - turning your PPOR into an investment property and upsizing! We hate...

In today's episode John and Emily discuss some practical things you can do to get into your first property sooner and the property advice they'd give their younger selves. We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

If you're wanting some ideas for where you should look as a buyer, today's episode is for you! John shares some of the key factors that go into identifying a hot spot and shares some of the regions around Australia that are worth considering in the coming years. We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, resources and downloads (+ our disclaimers and...

In today's Q&A John and Emily discuss: 👉🏾 buying property with a partner - when/how should you combine finances? 👉🏿 First Home Guarantee scheme disadvantages 👉🏻 older & bigger vs newer & smaller apartment 👉 tactics for bidding at auction 👉🏼 unit vs villa vs apartment - what’s the difference?? 👉🏽 what professionals do you need to purchase your first property? 👉🏾 renovate the kitchen or bathroom if you could only do one? We hate email spam so we don’t create it! Sign up to our...

Investors are selling out, first home buyers are buying in... let's take a look at the state of the market! John and Emily touch on supply and demand, the rental market the home build space and more. Check out Your Online Property Coach here! We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click...

In today's Q&A Emily and John chat about: 👉🏻 converting your PPOR into an investment to upsize 👉🏿 is it possible to live off your property portfolio? 👉 what’s considered good debt? 👉🏼 what’s considered an affordable mortgage? 👉🏽 unit villa in the city vs house further out? 👉🏾 and more! We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, resources and...

Renting where you live while buying an investment property is a popular home ownership strategy, so is it right for you? Emily unpacks what to consider, including: 👉🏾how suited you are to a renting lifestyle 👉🏿 your flexibility with location 👉🏻 your borrowing and financial capacity 👉 your desire and capacity to be a landlord 👉🏼 what your life may look like in the next 3-5 years 👉🏾 how to research whether it's better to rent or buy in the area you want 👉🏼 having financial buffers in place We...

Is it worth making lifestyle sacrifices to afford a mortgage sooner? That was Fiona's question in the Facebook group and the discussion of today's episode. John talks about Fiona's options and what the MMM community had to say! Check out Your Online Property Coach here Learn more about Orange Sky here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses,...

Title insurance - what is it and why have it? Special guest Paul Watkins from Stewart Title joins us on the episode to unpack the ins and outs of having title insurance for your property. John and Paul chat about what title insurance covers, how it works, the cost of having it and examples of the types of claims you can make. Learn more about Stewart Title here. We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you...

Joel and Naomi have a goal to buy a first and family home in Gympie in the next 3-4 years. In this live clarity call John walks through some of their options! Interested in a clarity call with John? Learn more here. First Home Super Saver Scheme | Australian Taxation Office (ato.gov.au) We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, resources and downloads...

Let's chat about off market properties! Our guest Golan Flamm from Hodges Caulfield in Melbourne has done many off market deals and he joins Emily on the show to explain: 👉🏾 what an off market property is vs pre-market 👉🏿 how buyers can find out about them 👉🏻 tips for putting your best foot forward as a buyer 👉 do buyers pay more for pre or off markets? 👉🏼 some reasons people might sell their property off market 👉🏽 the average cost saving for the seller You can connect with Golan here We hate...

In today's episode we're deep diving into the topic of apartments! Emily and John touch on: 👉 John's apartment 👉🏼 off the plan 👉🏽 body corp explained 👉🏾 the pros & cons 👉🏿 considerations for PPOR vs investment 👉🏻 what makes a great block 👉 what makes a great apartment 👉🏾 their thoughts on car stackers We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses,...

In today's episode John and Emily chat about what the future of property will look like for the next generation and trends from past market performance in different areas. We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Emily and John answer all your property questions about first home buying, depreciation, buying an investment with equity and more! We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In today's episode special guest Kylie Davis from Proptech shares a wealth of insight into how AI-powered analytics and emerging technologies are transforming the way we buy, sell, and invest in property. You can find the Proptech podcast wherever you're listening to this episode! We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, resources and downloads (+...

In today's q&a Emily and John discuss: 👉🏾 dealing with post-purchase anxiety! 👉🏿 changing jobs after a conditional pre-approval 👉🏻 breaking up with your mortgage broker or property manager 👉 insights on the Perth property market 👉🏼 the characteristics of an A, B and C grade property 👉🏽 and receiving different property valuations We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check...

Last year we interviewed Kobe who had bought a house and land package and was in the process of building her first home. Well... things didn't go exactly to plan. Take a listen to how it all unfolded since our initial chat with Kobe! Take a listen to part 1 of Kobe's story here: 419 my first home buyer journey: building in a new estate We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to...

With another rate rise recently announced we've invited Eliza Owen who's the Head of Residential Research at CoreLogic back on the show to share her insights and observations on the market and where it's heading. Eliza also unpacks the CoreLogic Home Value Index which tracks and measures changes in home values across Australia. Here's the press release mentioned in the episode 🏡 Join the mmm facebook group 🏡 Quick links to John and Emily’s online courses and The Glen James Spending Plan my...

In today's episode Anna Cruckshank from Aubrey Brown Lawyers joins John on the show to answer some of your questions around property contracts. Anna and John touch on: 👉🏾 BFAs/prenups - are they worth it? 👉🏿 when is title insurance a good idea? 👉🏻 what can you do if you discover a property defect after settlement 👉 joint venture contracts 👉🏼 buying property with family in a trust structure 👉🏽tenants in common vs joint tenants  Learn more about Aubrey Brown Lawyers:...