Welcome to Life Behind the Numbers, a Discovery Life podcast series where we delve into the latest claim statistics with experts from Discovery Life. In this episode, we explore the fascinating concept of insuring yourself in a hard currency like US dollars. Maya is joined by Discovery Life's Deputy Chief Executive Gareth Friedlander and Head of Market Analytics and R&D, Kashmeera Kanji, to discuss the benefits and mechanics of the Dollar Life Plan. Discover why South Africans are increasingly opting for life cover that pays out in US dollars and how this can serve as a hedge against currency fluctuations and depreciation.  We explain how the cover works, when it is appropriate and why, even if premiums are paid in rands, all benefits are paid internationally.  The episode also covers the practicalities of managing premium costs, the innovative exchange rate protector feature, and how you can diversify your life insurance portfolio with offshore options. Whether you have family abroad, liabilities offshore, or simply want to protect your wealth, this episode provides valuable insights into the advantages of dollar-denominated life insurance. For more information you can go to https://www.discovery.co.za/life-insurance/personal-cover-in-dollars This podcast was sponsored by Discovery Life