Get a breakdown of the hottest tips from Smart Money this year, including wealth-building strategies and managing money in relationships.  How can you make your money work for you?  What’s the best way to save on group travel?  Host Sean Pyles presents some of the most impactful conversations we’ve had on Smart Money in order to help you make better decisions about your finances. 00:54 30-Day Money Cleanse: NerdWallet’s Kim Palmer talks to Ashley Feinstein Gerstley, author of The 30-Day Money Cleanse, to help you understand how small changes can make a significant impact on your financial health. They begin with a discussion of the financial cleanse, with tips and tricks on aligning spending with personal values, creating lasting habits in 30 days by using a method that has saved others an average of $950 over 30 days — without feeling deprived.  05:19 Wealth Building Strategies: NerdWallet’s Kim Palmer and Alana Benson discuss investment strategies and tax planning to help you understand how to navigate your financial journey effectively. They discuss investment strategies, with tips and tricks on understanding different investment accounts like 401(k)s and IRAs, leveraging compound interest, and the importance of starting investments early.  11:54 Group Travel Deals: What are the best strategies for using travel points and credit cards to your advantage when planning group trips? NerdWallet’s Meghan Coyle and Erin Hurd discuss the nuances of booking flights for groups, including how to navigate seat selection fees and what it means to earn status with an airline as part of your credit card rewards. 16:49 Money and Relationships: Host Elizabeth Ayoola interviews Rianka Dorsonville, a self-employed certified financial planner, about critical questions to consider before embarking on your entrepreneurial journey.  22:04 Vivian Tu on Building Wealth: How do you talk about money with your romantic partner? Personal finance journalist and podcaster Nicole Lapin joins NerdWallet’s Sean Pyles to talk about the delicate balance of finance in friendships and romance.  In this episode, the Nerds discuss: financial wellness, saving strategies, money habits, wealthy future, financial success, building wealth, group travel, financial cleanse, travel hacks, emergency fund, compound interest, 401k benefits, tax advantages, family travel, elite status, seat selection fees, travel credits, self-employed budgeting, money mindsets, entrepreneurs, financial planning, sustainable saving habits, increasing income, investment accounts, financial stability, money stress, conscious spending, intentional finances, financial reset, basic economy, airline partnerships, premium travel credit cards, side hustles, and retirement planning. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Like what you hear? Please leave us a review and tell a friend.