Higher for Longer, or Lower and Sooner - in this one, we take a look at 'recency bias', and how a risk premium (due to geopolitics/war) may lead to higher rates for the foreseeable future. Chasing the Joneses In this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between, if you're balancing the life you have right now with your future life, get closer to the image of success you're chasing. ______________________________________ Check out some online courses! Take The Home Buyers Blueprint: Get a better home; Get a better mortgage. Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement! Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective. A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses. Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link. Get Social UGRO: For YOUR Wealth Instagram YouTube Darcy Ungaro Book a free 15-min chat LinkedIn Twitter: @UngaroDarcy www.ungaro.co.nz ________________________ Affiliate Links! *Hatch *Sharesies *Easy Crypto Sharesight: (Get 5 months free) *CMC Markets *Revolut Bank *I may receive a financial benefit if you click on an affiliate link. Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own...