Risk is one of the key drivers of the outcome of an investment. Murray Harris, Milford’s Head of KiwiSaver & Retail explains on ZM with Bree and Clint.   Disclaimer: Milford is an active manager with views and portfolio positions subject to change. This clip is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance.