Taxes?! Isn’t that a March or April thing? According to our guest this episode, a little bit of planning now will save you some headaches come spring. Robbie Brown is the Director of Advanced Planning and Services and the Head of Wealth Management Taxation at Scotia Wealth Management, and he’s got helpful tips on everything from key dates, to maximizing government grants, to how to best use the new First Home Savings Account even if you don’t plan on buying a house in the near future.  For more information, and even more tips, check out the full 2023 year-end tax planning tips article. Key moments this episode:  1:21 — Tip #1: Some key dates. Including a big one that has shifted this year  4:56 — Tip #2: If eligible, take advantage of the First Home Savings Account (or FHSA)  7:24 — Tip #3: RRSP basics  9:07 — Tip #4: How to best use the TFSA (Tax-Free Savings Account)  13:33 — Tip #5: How to maximize your RESP (Registered Education Savings Plan)    This publication has been prepared by Scotia Capital Inc. and is intended as a general source of information only and should not be considered as personal and/or specific financial, tax, pension, legal or investment advice. We are not tax or legal advisors and we recommend that individuals consult with their qualified advisors before taking any action based upon the information contained in this publication. Opinions and projections contained in this publication are our own as of the date hereof and are subject to change without notice. While care and attention has been taken to ensure the accuracy and reliability of the material in this publication, neither Scotia Capital Inc. nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of such material and disclaim any liability resulting from any direct or consequential loss arising from any use of this publication or the information contained herein. This publication and all the information, opinions and conclusions contained herein are protected by copyright. This publication may not be reproduced in whole or in part without the prior express consent of Scotia Capital Inc.