For many, investing is seen as the preserve of the wealthy or financially savvy. Thanks to Mary Agbesanwa, Fintech Growth Lead at Seccl championing the transformative power of technology and how it can be used to democratize investing, more people are accessing the financial markets and making educated, informed investment decisions In the latest episode of Payments Innovation, we discussed: The role of embedded investing in democratizing the investment space Millennials and Gen-Zers...

Investing has always been about the education of the individual instead of the community.   Thanks to Hayden Smith, COO and Co-founder of Pearler, that stigma is changing. Creating a community of confident investors for long-term success through financial education.   Join us as we discuss: The evolving world of investing with confident, educated investors Millennials and Gen-Zers becoming more engaged in their investing  The challenges of launching Fintech in foreign countries What is the...

Fintech faces unique challenges as the expansion of real-time digital payments expands into the B2B space.  Varying international regulations in Fintech present a unique challenge to the industry.  Michael Chang, Director of International Payments at EasyPay, a former teacher and now one of the industry’s pioneers in cross-border payment systems, helps businesses expand their cross-border payments and become compliant with each country’s regulation requirements.  Join us as we...

“The entrepreneurial journey is always filled with detours, mistakes, and regrets.” It takes hard skin to power through, according to our guest. You need the ability to ideate the solution to a problem and then execute it flawlessly. Henrik Zillmer is the charismatic Co-Founder and Chairman at AirHelp, a lifelong entrepreneur, and a former First Lieutenant of the Danish Artillery.  He’s also an alumnus of the Y Combinator accelerator and holds a Masters's from the prestigious Copenhagen...

Fintech is one of the fastest growing industries on the globe today.   In this episode, we take a look at the projected growth of Fintech through the perspective of crypto to real-time payment systems.   Shamir Karkal, Co-founder and CEO at Sila and Cara Hayward, Director of Strategic Partnerships, North America at Currencycloud, both see the bright future of the Fintech industry as it expands with crypto-currency to real-time payment systems.   Join us as we discuss: Biggest trend in Fintech...

Imagine an agile, accessible super app that combines every financial vertical in one place. Budgeting, analytics, payments, investing, savings, whatever you want to do with your money, it’s all there at your fingertips. Emma is introducing new realms of opportunity to its rapidly growing user base. The energetic Co-Founder and CEO, Edoardo Moreni, is one of my favorite former guests, and a visionary entrepreneur with a Masters in computer engineering. This time around, we discuss: Vital...

Behind every digital transaction, there’s a vast infrastructure of APIs and monitoring systems ensuring the security and speed that the public now expects.  In this episode, we take an expert look into these global systems and learn more about the ever-evolving complexities behind them.  Ho Chee Wai, Country Head of Singapore and Vice President of Neobank & Cards Strategy at NIUM, shares his perspective on the rising trend of digital payments and how NIUM had to adapt to the challenges...

The average lifespan of a tech startup is seven years with only 3% of businesses making it past 10 years.  For TransferGo to celebrate a decade in the business, it’s a huge accomplishment and shows their dedication to employees, customers and the overarching business.  Justinas Lasevicius, COO & Co-founder at TransferGo, shares the ingredients to success as well as where remittance is heading.  Join us as we discuss: Ther recipes for creating a successful Fintech  Solving challenges...

We are thrilled to introduce our newest podcast host, Ned Barker, Remittance Senior Consultant at Currencycloud. Ned has a rich history in the Fintech space specializing in cross-border payments.   Ned’s episodes will include: The latest in remittance trends  New innovations in the embedded finance and Fintech industry Transformations in the remittance space   To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to...

There are very few investment apps that were truly created for those that have no experience with money management but want to learn.  All too often the apps say they’re catered to those interested in learning about financial planning, but the price to become part of the investment community is just too high.  So, what does investing with spare change in mind look like? Can it be successful?  To find out, we spoke with Jay Swanston, Chief Platform Officer at Moneybox, an investment app...

In the B2C space, buy now, pay later companies are one of the trendiest ways to get what you need fast.  For B2B, it’s an upticking trend that Alternative is capitalizing on.  Imagine being able to afford a small business loan that will change the capabilities and profitability of your company. That’s what Alternative is doing with its integrated solution for the changing landscape of interest and approval rates.  Baxter Lanius, CEO and Founder at Alternative, walks us through the...

In this special two-part episode, we are thrilled to welcome two vibrant young experts from the global payments ecosystem.   Lynda Strutton is the Vice President of Customer Success at Tribe Payments, and Stephane Vandenplas is the Senior Payment Processing Consultant at Currencycloud.  Consumers are more demanding than ever, and merchants have to adapt quickly if they want to survive. How can acquirers and partners make this happen?  Join us as we dive into:  The unique challenges facing...

The global market is a volatile place influenced by the day-to-day politics of powerhouse countries.  That doesn’t mean that investing needs to be hard whether it’s the first time you’ve set aside assets or you’ve been growing your portfolio for years.  Kane Harrison, Founder & CEO at Wombat, an award-winning investment app, saw the need for an easy way to invest (without the bells and whistles) that was focused on wealth management at every level.  Join us as we discuss: Wombat’s...

Raise your hand if, as a small business owner, you’ve put company expenses on your personal credit card?  It happens to many. They put up their own resources, money, and even credit scores for their small businesses. And for good reason: They want to see their businesses thrive and succeed, so they do what they think they have to do.  But what if there were another way?  What if, instead, small business owners weren’t shot down left and right whenever they apply for loans or lines of...

As the web evolves, so do the possibilities.  For human communications, for art, and for the basic way we transact business. In this episode, our special guest is Nikesh Lalchandani, the Head of Policy at Emerging Payments Association Asia, and a best-selling author who’s currently working on his Ph.D. in Finance at Sydney’s prestigious University of Technology. Join us as we delve into: The evolution of the internet and how that shaped the birth of fintech Solving customer problems and...

Why are more and more Fintech’s turning to crowdfunding in addition to traditional VC investment? Because being accountable to the people actually using your product incentivizes you to shape it to their needs. That was a key consideration for today’s guest Edoardo Moreni, CEO at Emma Technologies, when funding th e company's money management platform, which offers a wide range of banking and investment options to its users. In this episode, we discuss: How Open Banking has opened doors...

Marketplaces of the past used to work by collecting money from a card, funneling that money into an operational account, and then bank transfer funds out the account. Which means: A lot of money sits between buyer and seller. But what happens when the company holding your money suddenly fails?  A question asked by Nick Fulton, Co-Founde r & CEO at trustshare, who join s the show to discuss why a marketplace wants to go transactional, changes in regulation, the loss of revenue due to...

Millennial and Gen Z Europeans want to invest. But without platforms that feel similar to the experiences they use every day, that adoption will continue to take longer than needed. And while the challenges to create these platforms may be steep, Andrej Hano, Co-Founder at Birdwingo, is lead ing the charge.    He joins the show to discuss the biggest investing hurdles for young Europeans and how his company is solving the problem. Join us as we discuss: Why it’s taken so long for fintech...

Banking as a Service (BaaS) is too often seen as a threat by traditional banking institutions.  In reality, it’s an opportunity — it’s a new channel for banks to deliver more services and better customer experience.  And the banks who realize this stand to win big.  So says Ron Shevlin, Chief Research Officer at Cornerstone Advisors, who joins the show today to discuss the many opportunities BaaS offers brands and banks alike.   Join us as we discuss: What’s behind the meteoric rise of...

With 25% of ecommerce that's made of B2B marketplaces, a differentiated B2B purchasing experience is convenient and efficient. Today’s guest has the agenda to create the best payment methods for B2B trade. Hear our conversation with Louis Carbonnier, Co-Founder at Hokodo: What it means that B2B sales are migrating online How convenience, choice, and trust are payments differentiators The growing trend of embedded finance services  More information about Louis and today’s topics: LinkedIn...

Regulation tech has grown up alongside the boom in Fintech. But where’s it headed in the near term future? Hear our conversation with Ben Parker, Director and Founder at eflow Global: Regulation changes and potential financial crime The boom in Fintech and growth of regulation tech How the explosion in wealth tech will affect regulation   More information about Ben and today’s topics: LinkedIn Profile: https://www.linkedin.com/in/ben-parker-1a72069/ Company Website:...

In Fintech, it takes a village…  If you want to change the world of finance, you need to find the right partners and get a community behind you.  And open-source Fintech can help you to do both.  In this episode, Jared Jones, Ecosystem at Moov Financial, explains how MOOV has built a thriving community by galvanizing the Fintech industry around their open-source releases.  Join us as we discuss: The value of open-source Fintech How to maintain the human connection in technology...

With Fintech, the opportunities are endless. There are so many underserved groups clamoring for financial products that will finally address their needs. And if you can provide, it will pay off. That’s why today’s guest, Priyank Singh, Cofounder of Stilt Inc., started a company based on serving the underserved — and why Stilt is helping other Fintechs follow suit. Join us as we discuss: The challenges immigrants face when seeking credit How Stilt helps them overcome those challenges Why and...

The pandemic may have accelerated it, but the remote revolution is upon us. It’s unlikely that work will ever be the same again. But if remote work is here to stay, we need the financial tools to fuel it. In today’s episode, I speak with Sahin Boydas, Head of RemoteTeam at Gusto formerly of RemoteTeam.com, about the pros and cons of remote work and the role of fintech in the new world of work. What we talked about: The advantages of working from home What to watch out for in remote work Why...

The financial problems of immigrants living abroad, but still needing to interact with their country of origin, were not being solved despite the huge influx of new banks all over Africa.  Recognizing this area of concern, Rian Cochran, Co-Founder at Lemonade Finance, jumped on the opportunity to provide a solution for in-need immigrants — stemming from issues faced as an immigrant himself.  Join us as we discuss: An introduction to Lemonade Finance & what led to its founding Going...