In this episode, I am joined by Nick Aves from Purely Finance taking a Deep Dive into what is happening with finance and lending and how this is impacting our Perth property market. We dissect the necessity for strategic planning, and having your financial house in order before you hit the ground running and how to enhance the strength and appeal of your offer to purchase.  We tackle the potential pitfalls rooted in common misconceptions and delve into essential financial strategies for market success. We also dive into some of the changes to lending policies and how they can help different buyers and what outlook Nick sees for the year ahead of us. Let's go inside.     Resource Links: Get in touch with Nick Aves for help with your finance https://www.purelyfinance.com.au/ Get your Strategic Portfolio Plan and our help with Buying Your Next Perth Property  (https://www.investorsedge.com.au/invest-in-perth-property/) Join the Perth Property Investment Facebook Group (https://www.facebook.com/groups/perthpropertyinvestors) Join Jarrad Mahon’s Property Investor Update (https://www.investorsedge.com.au/join) For more info on our award-winning and highly rated Property Management services that give you guaranteed peace of mind (https://www.investorsedge.com.au/perth-property-management-specialists/) For more info on how our Property Sales services can ensure you get the best selling price while handling all the stress for you (https://www.investorsedge.com.au/selling-your-perth-property/)       Episode Highlights: Intro [00:00] Real Estate Market Trends and Challenges for Buyers [3:19] Financing Options for Property Upgrades [9:26] Real Estate Financing and Pre-Approval Strategies [13:29] Investment Properties in Perth, Australia [18:24] Financial changes for Self-Employed individuals [23:43] Interest Rates, Lending policies, and Refinancing opportunities [27:51] Finance and Credit for Property Investors [33:49] Thank you for tuning in! If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast.       About the Guest: Nick Aves, with over 30 years in finance and a successful stint in hospitality, is renowned for his leadership and expert advice in business finance. His achievements include receiving the PLAN Australia’s Sales Master Award and being listed among MPA's top 100 brokers in Australia. Nick is passionate about helping clients achieve financial success and enjoys sailing the Indian Ocean in his free time. Connect with Nick: Website: https://www.purelyfinance.com.au/team/nick-aves/ LinkedIn: https://www.linkedin.com/in/nickaves Youtube: https://www.youtube.com/user/jenniferkem Instagram: https://www.instagram.com/nick.aves       Connect with Perth Property Insider: Subscribe on YouTube:  https://www.youtube.com/@InvestorsedgeAu Like us on Facebook: https://www.facebook.com/investorsedge See omnystudio.com/listener for privacy information.