You only get to buy your first property once. Better do it right! In this episode of Pocket Money, we are going to take a look at some of the common mistakes people make when first jumping into the housing market. To help us through the ins and outs of the first-home-buyer experience, we've invited our friend and property expert, Michael Yardney back to the studio. Michael knows a huge amount about property markets and hosts the popular Michael Yardney Podcast twice weekly. We discuss seven...

Today on Pocket Money, we step behind the curtain with eBay to understand what Black Friday, Australia's largest shopping event, means to a business. To take us on this journey, eBay Australia’s Head of Retail Insights Gavin Dennis hops on the mic with Sally and Marc. He shares some choice insights about how eBay navigates this busy season including an inside look at the most anticipated items, what hour the site will experience its peak traffic, and how mobile shopping has changed the...

Black Friday is coming, and the holidays are just around the corner. Even if you’re not a shopaholic, take note. This is hands down THE best time of year to snag a deal on everything from a new wardrobe to your next holiday. Homewares, beauty products, shoes, electronics, it’s all going to be up for grabs. To make sure you’re prepared to take full advantage of the sales event, we invited Finder’s Alexandra Hourigan to the studio to chat all things Black Friday. In just 20 minutes, you’ll...

We all have that one friend that promises they’ll pay us back, next time we go out for a bevvy. But they never really do, do they?   Enter Finch. The self-proclaimed financial app for your social life. From splitting bills to planning trips with your mates, and even getting more insights into your spending habits, it’s a terrific app for those who are looking to get a handle on their finances.   Today on Pocket Money, we’re speaking with Jessica Box, Finch’s Marketing Director, and the...

Got a spare $1 million lying around for a new property? Alright, you can skip this podcast. For the rest of us, it’s time to talk about home loans. Whether you’re a first home buyer, or looking to refinance but want a better picture of how the home loan process works from end-to-end, you’re in the right place. Finder’s home loans editor Richard Whitten joins Marc and Sally to break down the ABCs of the lending world and detailing everything you need to know before you compare your options. ...

Open your banking app and scroll through your transactions. How many subscription services are you paying for? If you're like the average Australian, it's probably quite a lot. From entertainment and streaming services like Netflix and Spotify, meal delivery services like Marley Spoon or HelloFresh to our energy bills and mobile plans, there are more than a few regular charges hitting every one of our transaction accounts each month. On this episode of Pocket Money, we welcome Dr. Paul...

When’s the last time you got excited about a bank?    Today, we’ve got an exclusive interview with the co-founder of Up, Dominic Pym. Up is a pretty new digital bank that’s been making waves in Australia for their slick branding, engaging product and attitude towards technology and customer experience.  Dom and Sally discuss the origin story of the neobank and why it’s been so appealing to young Aussies, with 50% of their customers between 16 and 24 years old! We also talk about the Tree...

It’s no secret that we Australians love to travel, but how much is it costing us?  On this episode of the Pocket Money podcast, Marc and Sally are joined by Stephanie Yip, Travel Editor at Finder, country-hopper and Yellowcard superfan, to uncover how much we spend, where we’re going, and some interesting trends and insights about the relationship between our travel habits and our wallets. With Steph’s expert insights and our usual banter, we dive into some interesting research from the...

Passive income is like cruise control for your wealth. The idea is, that with the right amount of time and energy up front, you can set up streams of income that require little to no upkeep. How good is that?    To understand exactly how passive income works, the various tools and how to get started setting up and earning your own passive income streams, we spoke with personal finance creator and YouTuber Nicholas Muscat, aka the AussieMoneyMan. He shared his thoughts on setting up his...

If you add up every single one of your assets and subtracted your debts, you would know, on paper, your net worth. But that number actually reveals so much more about you and your financial health than you might think.    This week on Pocket Money, we explore all the ins and outs of net worth. how you should think about net worth when you’re young, the difference between good debt and bad debt, and why Mr. Burns from The Simpsons is a surprisingly good financial role model.   On this...

The path to becoming rich is not a sprint, it’s a marathon. If you look closely, there are some surprisingly similar reasons most millionaires around the world have achieved financial success. As you’ll hear on today’s episode of Pocket Money, It all comes down to forming the right habits.    We sat down with Michael Yardney, one of Australia’s leading property commentators, and host of the popular Michael Yardney Podcast. Michael has studied the rich and mentored many successful investors,...

If you want to get better at something, it makes sense to learn from the experts. This is as true about learning to play the piano, as it is with managing your money.  As you'll find out, financial advice isn't just something reserved for the wealthiest 1%. On this episode of the Pocket Money podcast, we are joined by Charlie Viola, an award-winning financial adviser and Partner for Wealth Management at Pitcher Partners in Sydney. Charlie really knows this stuff in and out. We discuss what...

When it comes to retirement, it’s all about preparation. In Australia, superannuation is a big part of the financial picture, and it pays off to know exactly how it works. On today’s episode, Marc speaks with Vanessa Stoykov, a consumer finance expert, author and host of Nine’s Secrets of the Money Masters.  💸 We get into how super works, the superannuation guarantee, perks and benefits of choosing the right super fund, and thinking about your investments in a balanced way. Full show notes...

Investing in the share market can be a roller coaster of emotions, especially for those of us that are new investors.  On this episode, we break down the importance of discipline, and the many biases affecting our brains when it comes to investing and life in general. As we learn from the world of behavioural psychology, our decisions can be impacted by outside noise of all kinds. Marc is joined on this episode by Ted Richards, a former Sydney Swan and current director of Business...

The Internet has forever changed the art world. On one hand, it’s a great place to share your art, turn your creativity into a business and garner a loyal following. On the other hand, the internet can make it easy for your work to be copied, without you getting a cent. From Etsy and Kickstarter to our favourite independent stores and meme accounts, the confusing world of copyright affects a whole lot of people and their finances. So what is an artist to do? On this episode, we explore just...

Environmentalism is not just a trend, it's become an essential aspect of shaping the future of our planet. In a world full of single-use plastics, fast-fashion and growing landfills, it can be overwhelming to think about reducing our impact. The zero waste movement is taking these challenges head-on. Through making everyday decisions about what we choose to consume, and dispose of we can turn the future of our wonderful home planet around. On this episode of the Pocket Money podcast, we're...

The days are shorter, the nights are colder, and the paperwork is piling up. It’s tax time here in Australia! Whether you use an accountant or file on your own, there can be a lot to consider about your personal circumstances, and a whole lot of detail around insurance, superannuation, and shopping smart at this time of year. On this episode of the Pocket Money podcast, we are joined by experts from across the financial spectrum to talk about getting a good deal, the importance of income...

Online or off, it can be a dangerous world out there. In this age of high-profile data breaches, mass-market scams and catfishing, we can no longer overlook how important it is to protect your financial and personal life from prying eyes. This week on Pocket Money we are joined by a data security expert (a real-life hacker), and ACCC Deputy Chair Delia Rickard to explore the steps we need to take to protect our identities and finances from the many scams out there, from SIM swapping to...

Talking about money is an uncomfortable topic for most of us. But avoiding these awkward conversations could be setting our careers back. When it comes to negotiating our pay, things get complicated fast. How do you know how much you’re worth? What are the best ways to bring it up with your boss? When is the right time? Say you just got a job offer, should you just accept it as is? In this practical, how-to episode of Pocket Money, we speak with Claire Hatton and Greta Thomas, co-hosts of...

Fishbowl Sashimi has spent the last three years building a restaurant empire, from its capital on the shores of Bondi Beach in Sydney. On this episode of Pocket Money, we sit down with Nic Pestalozzi and Nathan Dalah, co-founders of the popular sashimi salad chain about how Fishbowl was born, and their plans for the business in the months and years to come. We explore the unique challenges that come with selling something as personal as food, to the basics of how food businesses price a...

When it comes to money, women face a unique set of challenges that often leave them shortchanged. From the gender pay gap, career breaks if they start a family or care for family members, diminished super, or just not having the time to focus women can find themselves left behind when it comes to taking care of their cash. Whether you’re kickstarting your career or planning your retirement, getting married or breaking up, today we’ll be tackling the unique decisions that women need to make...

Getting paid to play your favourite sport. Sounds amazing, right? We sat down with GWS Giants co-captain, Phil Davis and tackle the hidden costs of being a professional athlete, and are excited to bring you a new perspective on the world of sport. We dig into the details of life off the pitch, to find out what it’s like to have a job that's dependent on your physical health and the types of financial decisions do you have to make for a career with a pretty short lifespan. Full show notes...

What was your dream job when you were a kid? How did it change as you got older? On this episode of Pocket Money, we're putting the dream job in the interview seat and checking its resume. We're speaking with some interesting characters to understand what makes us tick, how we can better think about our lives and our careers, and if the concept of a dream job actually exists in reality. Whether you're deciding how to choose a career, or feel like you’re at a dead-end, this is the podcast for...

The conversation around employee benefits has exploded in the last few years. Led by tech companies and startups in Silicon Valley, more and more businesses are offering shiny new perks and benefits to employees. But, it’s not just the tech industry. According to a 2018 study by the National Bureau of Economic Research, 40% of Americans are willing to sacrifice substantial earnings in exchange for non-wage benefits. On this episode of Pocket Money, we speak with Indeed.com Director of HR for...

If you find yourself picking up your phone more than your wallet, you’re already part of the fintech movement. From apps to digital banks, new developments in tech and finance are leading to major disruptions in how we spend and manage our money. Read the full show notes at https://www.finder.com.au/podcast