Fintech is developing at a very rapid pace in Asia. For example, China is moving much quicker towards a cashless society compared to many developed countries in the West. We often hear stories of paying for street food in Beijing with WeChat Pay or Alipay. Both payment giants are tightly integrated with local merchants and are the dominant players in the country. Outside of China, such as in Indonesia, the story is not of dominance but rather of fragmentation. There are many payment companies vying for users in the region and as a result of such competition, these companies are providing financial inclusion for the unbanked and the under-served segments of the society. In today’s episode, Bruno Wu and Lawrence Guo talk to Victor Lang about the overall landscape of Fintech in Asia. Victor is the COO and co-founder of Gini, the first global smart money-tracking app based in Hong Kong.   Show Notes Gini