Charles Morgan, Co-Founder at ScreeCred. They are working to create additional pathways for marginalized communities to gain access to credit, by tracking and reporting their auto insurance premium. People of color pay roughly 70% to 80% more for auto insurance premiums due to their credit scores. Reporting proper payment of premium and having it positively affect credit scores could be huge difference maker for marginalized communities. Charles Morgan: https://www.linkedin.com/in/charles-morgan-ab61a370/ ScreeCred: https://www.screecred.com/ Video Version: https://youtu.be/OiLV2Q6ilUA