Have you ever considered how the threat of a rising tide could sweep away your property’s value? My colleague Stevan Bubalo joins me this week as we unravel the often underestimated influence of flood zones on real estate. We’re peeling back the layers of Sydney's recent rains to reveal their profound impact on properties once deemed secure. Stevan and I take you through the resourceful journey to determine if your dream home could be submerged in financial woes by using tools like the NSW Planning Portal, and we discuss the broader implications for those looking to buy, sell, or just stay afloat in the market.  Narrabeen and other picturesque coastal suburbs serve as the backdrop for a deeper exploration into the challenges of building in flood-prone areas. From construction costs that seem to climb with the water levels to insurance premiums surging like the tides, we analyze what it really means to erect a home where nature asserts its power. We share vivid tales from properties where floodwaters left their mark, providing a stark canvas for understanding how such risks factor into the valuation and appeal of waterfront properties. Yet, through it all, we celebrate the resilient spirit of communities that embrace these elemental hazards, adding to the unique charm of living by the beautiful but sometimes tempestuous Australian coast.